About Us
A mortgage loan is a secured loan that individuals or businesses obtain to purchase or maintain a home, land, or other types of real estate.
Why Choosing Us!
A mortgage loan enables individuals to buy real estate without paying the full purchase price upfront, spreading the cost over many years and making homeownership more accessible.
Potential borrowers apply to get pre-approved for a loan to understand how much they can afford.
Borrowers search for and choose a property within their price range.
The lender evaluates the borrower’s financial status, credit history, and the property value.
Our Services
For conventional loans with a down payment of less than 20%, lenders typically require PMI, which protects the lender if the borrower defaults.
Secured Loans
Credit Facilities
Cash Advanced
Many lenders require borrowers to maintain an escrow account to cover property taxes and homeowners insurance, which are included in the monthly mortgage payment.
Secured Loans
Credit Facilities
Cash Advanced
Refinancing to obtain better loan terms or interest rates.
Refinancing for more than the current mortgage balance to access home equity.
Secured Loans
Credit Facilities
Cash Advanced
Lenders evaluate the borrower’s creditworthiness based on their credit score.
The ratio of monthly debt payments to monthly income, used to assess the borrower’s ability to manage monthly payments.
Secured Loans
Credit Facilities
Cash Advanced