About Us

We Help Our Clients

A mortgage loan is a secured loan that individuals or businesses obtain to purchase or maintain a home, land, or other types of real estate.

Fixed-Rate Mortgage

The interest rate remains constant throughout the loan term.

Adjustable-Rate

The interest rate can change periodically based on a specific index or benchmark.

Interest-Only

Loans where the borrower pays only interest for a set period before paying both principal and interest.

Why Choosing Us!

Few Reasons Why People Choosing Us!

A mortgage loan enables individuals to buy real estate without paying the full purchase price upfront, spreading the cost over many years and making homeownership more accessible.

Pre-Approval

Potential borrowers apply to get pre-approved for a loan to understand how much they can afford.

Property Search

Borrowers search for and choose a property within their price range.

Underwriting

The lender evaluates the borrower’s financial status, credit history, and the property value.

Our Services

Awesome Financial Services For Business

Private Mortgage Insurance

For conventional loans with a down payment of less than 20%, lenders typically require PMI, which protects the lender if the borrower defaults.

Secured Loans

Credit Facilities

Cash Advanced

Escrow Account

Many lenders require borrowers to maintain an escrow account to cover property taxes and homeowners insurance, which are included in the monthly mortgage payment.

Secured Loans

Credit Facilities

Cash Advanced

Refinancing Options

Refinancing to obtain better loan terms or interest rates.

Refinancing for more than the current mortgage balance to access home equity.

Secured Loans

Credit Facilities

Cash Advanced

Qualification Criteria

Lenders evaluate the borrower’s creditworthiness based on their credit score.

The ratio of monthly debt payments to monthly income, used to assess the borrower’s ability to manage monthly payments.

Secured Loans

Credit Facilities

Cash Advanced